New government housing program. The minister gave specifics

A week ago, the Ministry of Development and Technology announced that the statutory total limit for 2023 and 2024 for subsidies to the “Safe 2% Credit” program has been exhausted. The program launched in July last year – according to the ministry – will be replaced by another one, beneficial for borrowers. offer.

Details of the new housing program

This offer is the “Mieszkanie na start” program, the details of which were presented today by the Minister of Development and Technology Krzysztof Hetman, emphasizing that consultations on it are starting.

— This is a project for discussion and extensive consultations with banks and consumer organizations. It is supposed to support the supply market, so that those who build know that there will be such support. Construction is the flywheel of every economy. We need to maintain the possibility of increasing the construction of apartments, and this is what the “Mieszkanie na start” program is intended to serve. said the head of the Ministry of Development and Technology, quoted by Business Insider Polska.

The age limit for singles in the program will be 35 years. Other farms will not have such a limit. However, there will be income limits, the thresholds are to be:

• 10 thousand PLN gross for a single room

• 18 thousand for 2 persons

• 23 thousand for 3 people

• 28 thousand for 4 people

• 33 thousand for 5 people.

The program envisages the introduction of the zloty for zloty principle, up to the amount of PLN 500, which means that exceeding the limit will not deprive you of the subsidy.

The program will start in mid-year

As in the case of the “Safe 2% loan” program, the support will be available for the purchase of the first apartment. An exception will apply to 5-person families.

The interest rate will be:

• 1.5 percent for 1- and 2-person households

• 1 percent for 3 people

• 0.5 percent for 4 people

• 0 percent for 5 people

Interest subsidies will be available for 10 years, but will amount to no more than:

• 200 thousand PLN for a single-person household

• 400 thousand PLN for a 2-person room

• 450 thousand PLN for a 3-person room

• 50 thousand each for each additional person.

The Minister of Development and Technology announced that the government’s new housing program will be launched in mid-year. Hetman also announced that PLN 500 million has been reserved for the program in the 2024 budget.